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New home builders in Central Florida are offering aggressive incentives to move inventory. Here's what's currently available — updated weekly from builder sources.
Rate Buydowns
As low as 4.5% with preferred lender
Closing Credits
$10K–$30K+ in closing cost assistance
Design Credits
$5K–$15K in free upgrades
Limited Time
Incentives change monthly
Builder incentives can save you $10,000 to $50,000+ on a new home purchase. The key is knowing what's available, which builders are most aggressive, and how to stack incentives with your own negotiation. Most buyers don't realize these offers exist until they walk into a sales office — by then, the builder's agent has no motivation to offer more.
Pro tip from Jim Lloyd: Builder incentives are almost always tied to using their preferred lender. The rate buydown may look great, but you need to compare the total package (rate + fees + credits) against outside lending. We run this comparison for every client — free.
3 communities in our area
Ashton Woods design-focused homes with up to $15K in incentives through preferred lending partners.
Closing credit: Up to $15,000
2 communities in our area
Beazer Mortgage Choice: choose your lender or use Beazer's preferred for up to $15K closing assistance. 2-10 Home Warranty included.
Closing credit: Up to $15,000
Preferred lender: Choice of lender
7 communities in our area
DR Horton Express Move-In Program: reduced pricing on completed inventory. Rate buydown via DHI Mortgage.
Rate: 5.25% (via DHI Mortgage)
Closing credit: Up to $20,000
Preferred lender: DHI Mortgage
1 community in our area
Contact us for current DRB Homes incentives. Programs change frequently.
View communities2 communities in our area
Contact us for current David Weekley Homes incentives. Programs change frequently.
View communities4 communities in our area
Del Webb active adult community incentives: up to $25K flex money via PulteGroup Mortgage. HOA-inclusive lifestyle.
Rate: 5.25% (via PulteGroup Mortgage)
Closing credit: Up to $25,000
Preferred lender: PulteGroup Mortgage
5 communities in our area
Dream Finders closing cost assistance up to $15K with preferred lender. Select communities have additional move-in incentives.
Closing credit: Up to $15,000
Preferred lender: Various
3 communities in our area
K. Hovnanian Your Way mortgage: rate buydown + up to $20K in closing assistance. Design studio credits on select homes.
Rate: 5.5% (via K. Hovnanian Mortgage)
Closing credit: Up to $20,000
Preferred lender: K. Hovnanian Mortgage
4 communities in our area
KB Home built-to-order customization + up to $20K incentive with KBHS Home Loans. Design studio credits available.
Rate: 5.5% (via KBHS Home Loans)
Closing credit: Up to $20,000
Preferred lender: KBHS Home Loans
8 communities in our area
Everything's Included® plus up to $30K toward closing with preferred lender. Rate buydown programs available.
Rate: 5.375% (30-yr via Lennar Mortgage)
Closing credit: Up to $30,000
Preferred lender: Lennar Mortgage
1 community in our area
Contact us for current M/I Homes incentives. Programs change frequently.
View communities1 community in our area
Contact us for current Mattamy Homes incentives. Programs change frequently.
View communities4 communities in our area
Meritage Homes energy savings + up to $20K closing assistance with preferred lender. Net Zero homes reduce monthly energy costs.
Rate: 5.5% (via MTH Mortgage)
Closing credit: Up to $20,000
Preferred lender: MTH Mortgage
5 communities in our area
Up to $25K in flex money with preferred lender. Includes rate buydown options and closing cost assistance.
Rate: 5.25% (30-yr fixed via PulteMortgage)
Closing credit: Up to $25,000
Preferred lender: PulteGroup Mortgage
2 communities in our area
Richmond American HomeAmerican Mortgage: rate buydown + up to $10K closing assistance + personalization options.
Closing credit: Up to $10,000
Preferred lender: HomeAmerican Mortgage
1 community in our area
Contact us for current Risewell Homes incentives. Programs change frequently.
View communities5 communities in our area
Ryan Homes Up to $15K closing cost assistance with NVR Mortgage. Quick delivery homes may have additional incentives.
Rate: 5.375% (via NVR Mortgage)
Closing credit: Up to $15,000
Preferred lender: NVR Mortgage
8 communities in our area
Taylor Morrison Advantage: rate buydown + closing cost package. Design center credits on select inventory.
Rate: 5.5% (via Taylor Morrison Home Funding)
Closing credit: Up to $20,000
Preferred lender: Taylor Morrison Home Funding
5 communities in our area
Toll Brothers Mortgage incentive: competitive rate buydown + $10K-$15K in design credits on quick move-in homes.
Rate: 5.625% (via Toll Brothers Mortgage)
Closing credit: Up to $15,000
Preferred lender: Toll Brothers Mortgage
3 communities in our area
Contact us for current Trinity Family Builders incentives. Programs change frequently.
View communitiesWe track incentive changes across all 20 builders weekly
Compare preferred lender packages vs. outside lending for total cost
Negotiate additional concessions beyond published incentives
Stack rate buydowns with closing credits when possible
Time your contract to align with end-of-quarter promotions
Our service is 100% free — builders pay our fee at closing
Tell us which builders or communities you're interested in and we'll send you the latest incentive packages — including unpublished offers.